Based on this discussion, it seems I was under a mistaken impression from the outset. USMS decided to levy a surcharge on OW events, which may put some of these events out of business, because.... in the opinion of USMS leadership, "OW events represent by far, the most liability exposure to USMS."
Once again I have to admit I haven't taken the time to read the policy, BUT isn't this a general liability policy? Depending on the terms it might cover everything from wrongful discharge, sexual harassment, premises liability, liability for auto injury claims against USMS, and many other things having nothing to do with actually getting wet. The purpose of a general liability policy is to protect against all tortious (or alleged tortious) conduct by anyone insured under the policy.
Based on this discussion, it seems I was under a mistaken impression from the outset. USMS decided to levy a surcharge on OW events, which may put some of these events out of business, because.... in the opinion of USMS leadership, "OW events represent by far, the most liability exposure to USMS."
Once again I have to admit I haven't taken the time to read the policy, BUT isn't this a general liability policy? Depending on the terms it might cover everything from wrongful discharge, sexual harassment, premises liability, liability for auto injury claims against USMS, and many other things having nothing to do with actually getting wet. The purpose of a general liability policy is to protect against all tortious (or alleged tortious) conduct by anyone insured under the policy.
