Sometimes all it takes is one claim to raise a red flag, causing an underwriter do a reassessment. If no one has ever been injured by a power boat in 25 years of OW events, the risk would be considered low and the premium would reflect that. However, once you have an injury the underwriter may decide it was a risk he failed to identifiy and it was mere chance that it hadn't happened sooner. (An accident waiting to happen?)
In the case of the incident that led to the reassessment, I think that's exactly what it was - an accident waiting to happen. 50+ swimmers, 50+ power boats, all jostling for position in the same space... ugh. What's surprising is that it happened at the end of the race, not the leadoff leg when everyone is bunched together.
The level of risk in a large OW relay race with individual power boat escorts seems categorically different than just about any other situation in OWS. It raises the question of how this event was ever sanctioned in the first place? Somebody wasn't doing their homework. Too bad now all the other, safer categories of OW events are suffering as a result.
Sometimes all it takes is one claim to raise a red flag, causing an underwriter do a reassessment. If no one has ever been injured by a power boat in 25 years of OW events, the risk would be considered low and the premium would reflect that. However, once you have an injury the underwriter may decide it was a risk he failed to identifiy and it was mere chance that it hadn't happened sooner. (An accident waiting to happen?)
In the case of the incident that led to the reassessment, I think that's exactly what it was - an accident waiting to happen. 50+ swimmers, 50+ power boats, all jostling for position in the same space... ugh. What's surprising is that it happened at the end of the race, not the leadoff leg when everyone is bunched together.
The level of risk in a large OW relay race with individual power boat escorts seems categorically different than just about any other situation in OWS. It raises the question of how this event was ever sanctioned in the first place? Somebody wasn't doing their homework. Too bad now all the other, safer categories of OW events are suffering as a result.
