Swimman vs. Finis Swimp3v2

Hello. I've spent some significant time on google and seem to have read everything ever written about these two players - I guess it's coming down to personal preference. I'm leaning toward the Swimman, and if it was $50 or $100 cheaper (headphones and shuffle) I wouldn't even think about it. But it's not - $250 is a serious chunk of change. I still have two questions for those of you that have tried/own one of these: Is there significant/discernable volume loss from the Finis when your head comes out of the water, and does the swimman really stay in your ears when you're swimming reasonably fast laps, flipturns, etc.? I also don't like that with the Finis I'm going to have to convert all of my AC3's (Apple!) to MP3's and that I won't be able to listen to anything I bought from itunes. I've also read that I may have to wear earplugs with the Finis anyway - I picture it taking 20 minutes to get ready to swim and coming out of the locker room looking like some sort of Battlebot! If the Swimman stays in and with the cord wrapped up and tucked in my goggle strap stays out of the way, I'm in. Thanks for your advice and help - I need something to keep me going during those long individual workouts.