Coast Guard restrictions???

I have always been a pool swimmer but...my family just booked a vacation on Ocean Isle Beach, NC this August. OIB is one of a string of barrier islands that look to be anywhere from 500-700 yards apart. Got me thinking about trying a little open water swimming (with my wife or teenage daughter in a kayak next to me!). I was wondering if there are Coast Guard or other such restrictions I need to be aware of? For instance, I know we are supposed to have a red & white "diver down" flag on a buoy when snorkeling off the beach. Any suggestions where I can get more info? Thanks!
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