Training age group and masters together

I found some information on this topic here... www.usaswimming.org/.../INSURANCE COVERAGES REV July 2010 WEB.pdf Where it says: Non-Member Question: What happens to my club’s insurance if non USA Swimming members are in the water at the same time as USA Swimming members. e.g., at a USA Swimming practice? Answer: This is not an insured activity unless: a. There is a distinct lane separation (USA Swimming members are in lanes 1-3 and non USA Swimming members are in lanes 4-6). One coach cannot supervise both groups at the same time. b. An individual(s) is involved in a USA Swimming tryout. c. The non USA Swimming members are USMS members. In order for the General Liability coverage to be in place for a USA Swimming Local Member Club, see page 6 for the requirements. and then... Parents Working Out Same Time as Team Question: Some parents want to workout (laps) while their children are at swim team practice. Answer: Two different situations. If they want to swim with their kids in the same lanes while the kids are practicing, they have to join USA Swimming as an athlete member. If they are swimming in separate lanes and are not being coached by the USA Swimming club coach, they don't have to join. However, this activity is not an insured activity. and then... Masters Swimmers at Practice Question: A member of the United States Masters Swimming, Inc. practices with a USA Swimming team. What is the status of the liability insurance for the USA Swimming member club and its members? Answer: This would be an insured activity. There is an agreement between USA Swimming and USMS allowing their members to practice with either organization as long as a USA Swimming member coach is on deck It seems like there should be no issues having the two groups practicing together as far as USA Swimming is concerned. Makes me wonder why we have such a draconian policy at our pool. I'll have to investigate.

I found some information on this topic here... www.usaswimming.org/.../INSURANCE COVERAGES REV July 2010 WEB.pdf Where it says: Non-Member Question: What happens to my club’s insurance if non USA Swimming members are in the water at the same time as USA Swimming members. e.g., at a USA Swimming practice? Answer: This is not an insured activity unless: a. There is a distinct lane separation (USA Swimming members are in lanes 1-3 and non USA Swimming members are in lanes 4-6). One coach cannot supervise both groups at the same time. b. An individual(s) is involved in a USA Swimming tryout. c. The non USA Swimming members are USMS members. In order for the General Liability coverage to be in place for a USA Swimming Local Member Club, see page 6 for the requirements. and then... Parents Working Out Same Time as Team Question: Some parents want to workout (laps) while their children are at swim team practice. Answer: Two different situations. If they want to swim with their kids in the same lanes while the kids are practicing, they have to join USA Swimming as an athlete member. If they are swimming in separate lanes and are not being coached by the USA Swimming club coach, they don't have to join. However, this activity is not an insured activity. and then... Masters Swimmers at Practice Question: A member of the United States Masters Swimming, Inc. practices with a USA Swimming team. What is the status of the liability insurance for the USA Swimming member club and its members? Answer: This would be an insured activity. There is an agreement between USA Swimming and USMS allowing their members to practice with either organization as long as a USA Swimming member coach is on deck It seems like there should be no issues having the two groups practicing together as far as USA Swimming is concerned. Makes me wonder why we have such a draconian policy at our pool. I'll have to investigate.