If you're using a ball, it's probably considered water polo.
I suspect that underwater hockey is the "underwater sports activity" that they are not covering.
The phone number for our insurer is on the first page of the insurance section of the USMS handbook. Sandi is very nice, and very helpful, and she'd be happy to explain our insurance coverage, and exclusions, to any interested clubs.
Interesting situation because intra-club water polo is an insured activity under USA Swimming coverage:
"Exclusions-OTHER INSUREDS ONLY:
....
Any occurrence arising out of or related to any sporting activity other than swimming. This exclusion does not apply to dryland training activities and intra club water polo."
So, in the case of an intra club water polo game during a masters swim practice, a USA swimming coach would have liability coverage under the USA Swimming insurance policy. I think it strange that the USMS liabilty coverage is at odds with the USA liability coverage. For the sake of consistency, the USMS insurance coverage should be changed to cover intra club water polo.
If you're using a ball, it's probably considered water polo.
I suspect that underwater hockey is the "underwater sports activity" that they are not covering.
The phone number for our insurer is on the first page of the insurance section of the USMS handbook. Sandi is very nice, and very helpful, and she'd be happy to explain our insurance coverage, and exclusions, to any interested clubs.
Interesting situation because intra-club water polo is an insured activity under USA Swimming coverage:
"Exclusions-OTHER INSUREDS ONLY:
....
Any occurrence arising out of or related to any sporting activity other than swimming. This exclusion does not apply to dryland training activities and intra club water polo."
So, in the case of an intra club water polo game during a masters swim practice, a USA swimming coach would have liability coverage under the USA Swimming insurance policy. I think it strange that the USMS liabilty coverage is at odds with the USA liability coverage. For the sake of consistency, the USMS insurance coverage should be changed to cover intra club water polo.
