I started thinkng about this after swimming this morning at ASU and once again seeing that the 3 guards on duty were not in any of the chairs but instead were in the office texting and playing on duty.
So what happens if God forbid a swimmer is injured or dies in workout (I guess even if the guard is on duty)...can they sue the coach?
I know USMS has an insurance program for clubs and being to lazy wonder is anyone knows if it covers this?
I also wonder how many paidand/or volunteer coaches have any type of contract for this sort of thing?
As I can attest, law suits are painful because they are a nuisance. Coverage for swimming, practicing medicine, driving down the road, etc. is often adequate. It should not make you feel better that you are "covered" as that fact does not preclude anybody from filing a suit. The fact that you may be right and you have insurance to cover any incident is irrelevant. It's the 2-6 years of emotional hell and the bucks that go to lawyers that really sucks. Sleep tight.:bed:
As I can attest, law suits are painful because they are a nuisance. Coverage for swimming, practicing medicine, driving down the road, etc. is often adequate. It should not make you feel better that you are "covered" as that fact does not preclude anybody from filing a suit. The fact that you may be right and you have insurance to cover any incident is irrelevant. It's the 2-6 years of emotional hell and the bucks that go to lawyers that really sucks. Sleep tight.:bed:
