I started thinkng about this after swimming this morning at ASU and once again seeing that the 3 guards on duty were not in any of the chairs but instead were in the office texting and playing on duty.
So what happens if God forbid a swimmer is injured or dies in workout (I guess even if the guard is on duty)...can they sue the coach?
I know USMS has an insurance program for clubs and being to lazy wonder is anyone knows if it covers this?
I also wonder how many paidand/or volunteer coaches have any type of contract for this sort of thing?
Only if the swim coach's last name is Rockefeller or Forbes or Hilton or Onaisis. Most swim coaches aren't bringing home the Brinks Truck unless the coach's name is Bob "Money Machine" Bowman.
Most swim coaches are not loaded a la Forbes, but most do have assets that they should want to protect (savings, house, some other business, etc.) as well as other people who depend on them every day for their earnings. So a coach should certainly pay attention not only to reducing, rather than increasing, the risk of harm to his or her swimmers, but also to doing whatever is necessary to be sure that insurance covers the coach's activities in the case of a horrible event.
Only if the swim coach's last name is Rockefeller or Forbes or Hilton or Onaisis. Most swim coaches aren't bringing home the Brinks Truck unless the coach's name is Bob "Money Machine" Bowman.
Most swim coaches are not loaded a la Forbes, but most do have assets that they should want to protect (savings, house, some other business, etc.) as well as other people who depend on them every day for their earnings. So a coach should certainly pay attention not only to reducing, rather than increasing, the risk of harm to his or her swimmers, but also to doing whatever is necessary to be sure that insurance covers the coach's activities in the case of a horrible event.
