Below are the number of entrants for each event at the Junior Nationals for 2008. What do these figures mean for men's swimming long term? The number of boys in the sport trails girls quite siginficantly in many events. In relays where a team tends to show its depth, boys are out numbered by girls nearly 2:1
If things continue or get worse we've got problems ahead of us in 2 Olympics.
It's a good thing collegiate budgets aren't cutting mens swimming these days.... :-)
ncsassociation.homestead.com/PsychFINAL.htm
.............Women Men
1650/1000... 78.. 75
Med. Relay... 97.. 51
100 free... 264.. 140
100 ***... 179.. 102
200 back... 173.. 111
200 fly... 149.. 91
800 fr rly... 81.. 43
50 fly... 170.. 106
50 ***... 151.. 82
200 free... 252.. 159
400 IM... 183.. 106
400 free rly... 84.. 45
100 back... 194.. 152
500 free... 188.. 112
200 ***... 152.. 82
100 fly... 242.. 161
200 fr rly... 84.. 45
50 back... 135.. 115
200 IM... 268.. 169
50 free... 282.. 153
800/1500 fr... 98.. 67
400 med rly... 105.. 54
Parents
Former Member
There are some downside with 529s also. That's their money, college or not. 529s cover much more than just tuition.
I am going off topic here, but I have to correct a misstatement here. (Sorry Geek)
529's are not their money. The owner controls the account. If the child is only the beneficiary they can only use it as the owner sees fit. If the child doesn't use/need it for college, the owner can change the beneficiary to whomever they choose, even themselves if they want to go back to school. That is what is so much better about 529s vs. UTMA/UGMA accounts. In a custodial account the child DOES get the money at the age of majority and can use it for whatever they want regardless of the parent's intention.
In the 529 account, it grows tax free if used for college. If the 529 is used for something other than tuition, room, board, books or fees then taxes are due on the difference between the amount put in the account and the value, i.e. growth of it, plus a 10% penalty on the growth. The IRS wants these used for post secondary education so the incentives/penalties are there to do that.
Sorry for the basics of 529 lesson, if anyone needs more information, I guess start a thread. I don't sell them, but do work with advisors who do. My company has the largest 529 platform in the industry so I have to be up to speed on these.
There are some downside with 529s also. That's their money, college or not. 529s cover much more than just tuition.
I am going off topic here, but I have to correct a misstatement here. (Sorry Geek)
529's are not their money. The owner controls the account. If the child is only the beneficiary they can only use it as the owner sees fit. If the child doesn't use/need it for college, the owner can change the beneficiary to whomever they choose, even themselves if they want to go back to school. That is what is so much better about 529s vs. UTMA/UGMA accounts. In a custodial account the child DOES get the money at the age of majority and can use it for whatever they want regardless of the parent's intention.
In the 529 account, it grows tax free if used for college. If the 529 is used for something other than tuition, room, board, books or fees then taxes are due on the difference between the amount put in the account and the value, i.e. growth of it, plus a 10% penalty on the growth. The IRS wants these used for post secondary education so the incentives/penalties are there to do that.
Sorry for the basics of 529 lesson, if anyone needs more information, I guess start a thread. I don't sell them, but do work with advisors who do. My company has the largest 529 platform in the industry so I have to be up to speed on these.
