I need a way to let out some anger safely, and I figure doing it during my swim tomorrow is a good enoug way. Any suggestions?
(Background: I just got a new car two weeks ago - my first one - and today it was dented by some ******* in a parking lot. Two golfball sized dents and streaks of white paint. And I have to pay for the repairs myself. I'm so depressed and angry at the same time.....)
Parents
Former Member
Originally posted by Guvnah
BTW, your insurance should fix this. You will be responsible for the deductible, so if the job will cost more than your deductible, you should submit it to insurance. This should NOT affect your future insurance costs. You are not submitting an at-fault claim. If your insurance carrier wants to raise your rates because you submit this claim, consider a different carrier.
It's worth noting that some insurance companies have requirements concerning notification of law enforcement if it was a hit and run in order for it to be treated as a not-at-fault accident (e.g., you have to notify the police within some period of time like 24 hours or 48 hours). The requirement may seem ridiculous, since you're basically going to be telling the police "Somebody dented my car. No, I have no idea what their license plate number was. No, I have no idea what kind of car they had. No, I know of no witnesses." But if the insurance company has this requirement and you don't call the police, it will be treated as an at-fault accident.
Bob
Originally posted by Guvnah
BTW, your insurance should fix this. You will be responsible for the deductible, so if the job will cost more than your deductible, you should submit it to insurance. This should NOT affect your future insurance costs. You are not submitting an at-fault claim. If your insurance carrier wants to raise your rates because you submit this claim, consider a different carrier.
It's worth noting that some insurance companies have requirements concerning notification of law enforcement if it was a hit and run in order for it to be treated as a not-at-fault accident (e.g., you have to notify the police within some period of time like 24 hours or 48 hours). The requirement may seem ridiculous, since you're basically going to be telling the police "Somebody dented my car. No, I have no idea what their license plate number was. No, I have no idea what kind of car they had. No, I know of no witnesses." But if the insurance company has this requirement and you don't call the police, it will be treated as an at-fault accident.
Bob
